Question 1

What does the Should I Buy checker do?

Accepted Answer

You type an item you are about to buy and its price. The AI weighs it against your financial runway — how long your savings would cover your living costs with no income — and shows what the purchase costs in days of runway, alongside an objective breakdown and questions worth asking yourself. The final decision is always yours.

Question 2

How is the cost in runway days calculated?

Accepted Answer

Runway is your total savings divided by your monthly expenses. A purchase is converted into the number of days of living costs it equals, and the tool shows how your runway would shift if you buy it, adjusted for how long you will actually use the item.

Question 3

Do you store my financial data?

Accepted Answer

Your financial baseline — savings, expenses, income, debts — is processed in your browser and never uploaded. If you confirm a purchase decision, only that single decision record (item name, price, runway impact, your call) is stored so a future monthly summary can reflect it.

Question 4

Is this financial advice?

Accepted Answer

No. Everything here is a mathematical projection based on the numbers you enter, for informational and educational purposes only. It is not financial, legal, investment, or tax advice. Risk Runway is not a registered investment advisor.

Should I buy it?
Ask the AI that knows your runway.

First — what's your runway?

Should I buy it?Ask the AI that knows your runway.

First — what's your runway?

Should I buy it?
Ask the AI that knows your runway.